Use it or Lose It: Making the Most of Your Child's Dental Insurance Benefits

The end of the year is near, and for your dental health insurance, that means one thing: use it or lose it!

It’s a common policy many providers have, which essentially means that if you do not use the benefits before the end of a year, you cannot roll them over to the next one. Usually, your dental insurance will reset on January 1st, but this still gives you plenty of time to care for the little one’s dental health and make sure you don’t lose the benefits of your plan.

Here is how to make the most out of your child’s dental insurance benefits:

Take Them to a Preventive Care Appointment

Preventive care means going to the dentist even when your child doesn't have a toothache or an otherwise noticeable dental problem that needs addressing. Such services can include:

  • Dental check-ups
  • X-rays
  • Professional Cleanings, etc.

Coupled with a strong at-home dental hygiene, preventive care is one of the best ways you can make sure your child’s teeth remain strong and healthy. Taking your child 2 times a year for a dentist appointment gives you plenty of time to spot any worrying signs in time and act before your child experiences dental discomfort.

For instance, the dentist can spot a cavity forming before it grows and starts causing pain. These consultations often protect the child from needing more extensive treatments, such as a filling or even a root canal!

Expensive Dental Treatments

If your child needs some expensive treatments, the end of the year is the perfect time to kick them off. If you’ve reached the deductible for this year, you can end up saving money if you complete the treatment plan before the next year starts, which is when you’ll have a new deductible.

If you’ve already started and are coming close to the annual maximum, talk to your dentist to split the appointments between the current and next year to ensure you can fully cover the cost of your child’s dental needs.

There are lots of expensive dental treatments covered by your dental insurance. For instance, braces are a very common example, so if your child is dealing with misaligned teeth, you can start talking to their dentist about braces or aligners before this year ends and begin their treatment to fully leverage this year’s benefits.

Bring Your Child to Cascadia Kids Dentistry

Going to the dentist is not the most fun thing a child can do, but it’s necessary to make sure their oral health is properly cared for. And Cascadia Kids Dentistry is here to make sure your child’s teeth grow strong and healthy, with expert and caring services performed by a friendly and compassionate staff.

Schedule your child’s next appointment at Cascadia Kids Dentistry now and let’s make sure the little one’s smile is happy and healthy!

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